Monday, August 20, 2018

HARP 2.0 Approves Home Owners Previously Turned Down

Harlequin Capital Corp has helped thousands of homeowners get the relief they have been seeking through the HARP 2.0 version of DU Refi Plus. We have aligned ourselves with the industries top lenders that allow our clients to take advantage of the full implementation of HARP 2.0 with little or no restrictions. This has allowed us to be successful helping our clients refinance into a lower interest rate even if they have previously been turned down.

HARP 2.0, a new program offered by Fannie Mae and Freddie Mac can make refinancing faster and easier for many homeowners. Potentially, millions of Americans can benefit from the streamlined refinancing. Check here or here to see if your house is under the Fannie Mae / Freddie Mac loan program.

Looser restrictions can mean lower monthly payments for borrowers qualifying for the HARP 2.0 refinancing program.

What is Harp 2.0?

Under Harp 2.0, is for existing Fannie Mae / Freddie Mac loans must be funded and securitized before June 2009. The borrower must have a performance history of no late payments in the last six months, and no more than 1 late payment in the last 12 months. That helps lenders offer more streamlined refinancing with the HARP 2.0 refinance program.

Homeowners can use HARP 2.0 to refinance the entire existing first lien amount regardless of their home's value. Income documentation is streamlined as compared to other mortgage programs. In some instances, the HARP 2.0 refinancing program will approve homeowners with credit scores under 580, the current minimum.

HARP 2.0 is designed to help financially struggling homeowners meet their mortgage payments to keep their homes by refinancing their mortgage and lowering their monthly payments. All home mortgages that Fannie Mae and Freddie Mac now own or guarantees are eligible for the streamlined refinancing.

For More Information about HARP 2.0

For more information, complete the form on the right to have a Harlequin Capital Corp mortgage professional contact you, or call

Harp 2.0 is part of the Making Home Affordable program the government recently enhanced to improve the housing market. Homeowners can obtain refinancing through Harp 2.0 even if they have lower credit scores with less income documentation. In some cases, the Harp 2.0 will waive the requirement for an appraisal.

Go Ahead, leave your contact information here. Your information is safe with us and will not be sold or distributed. The knowledgeable staff of Harlequin Capital Corp will be the only advocates providing you with your requested information
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